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MobilePay USA Credit Card App For Smartphones
MobilePay USA is an iPhone app that replaces your credit cards. Enter your credit card data and pay with a click of a button.

(MobilePay USA credit card app for iPhone)
Here’s the best part: this doesn’t require merchants to install any new equipment. There is no need for NFC (near field communication) a mobile payment technology (which is non-existent in the U.S.). This all works behind the scenes with existing services. All the consumer needs to do is download the app and enter their cards.
Fans of Frederik Pohl's The Age of the Pussyfoot, the 1965 novel that introduced the joymaker, will recall that it had a credit card function:
To use your joymaker as a credit card: You must know the institutional designation and account spectrum ...
Via Techcrunch.
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