Ultimate Credit Card Of The Future
What would the ultimate credit card look like? What features would it have? Designer Jacob Palmborg takes his best shot with this iPod-like device that is connected to all of your accounts.
(Jacob Palmborg Credit Card of the Future)
His concept (this is only a design; it's not even a prototype) uses what appears to be an iPod-like interface to choose between different accounts. It has a display that constantly updates you on your financial health.
The wireless device uses biometric security to make sure that you are the only person who can use it. It also provides you with a forecast of your financial future, based on the purchases you are about to make (see additional photos).
I don't know of an earlier description of the credit card than that provided by Edward Bellamy in his 1888 story Looking Backward:
A credit corresponding to his share of the annual product of the nation is given to every citizen on the public books at the beginning of each year, and a credit card issued him with which he procures at the public storehouses, found in every community, whatever he desires whenever he desires it. This arrangement, you will see, totally obviates the necessity for business transactions of any sort between individuals and consumers. Perhaps you would like to see what our credit cards are like...
(Read more about Bellamy's credit card)
This idea is modernized somewhat in the credit card used in Neal Stephenson's 1995 novel The Diamond Age:
If they accepted you, they'd shoot the credit card right into you, then and there, on the spot. These guys implanted it in the iliac crest of the pelvis, some opted for the mastoid bone in the skull... Then you could go around and buy stuff just by asking for it...
(Read more about the implanted credit card
As it happens, this kind of implanted card is already being tried; there is a Baja Beach Club Implanting VeriChip In Customers. The VeriChip is a RFID tag small enough to implant just under your skin; it accesses the Veripay payment system.
The ultimate expression of credit cards might be the universal card used in the future worlds of Dan Simmons' 1985 novel Hyperion.
If our society ever opted for Orwell's Big Brother approach, the instrument of choice for oppression would have to be the credit wake. In a totally noncash economy with only a vestigial barter black market, a person's activities could be tracked in real time by monitoring the credit wake of his or her universal card...
(Read more about Simmons' Universal Card)
Interestingly, if you try to consult any of the credit card industry oracles, the only really new thing they see on the horizon is the contactless smart card that uses RFID chips and merchant RFID readers to let you just wave as you walk by with your purchases.
Read a bit more at Yanko Designs.
Scroll down for more stories in the same category. (Story submitted 7/3/2007)
Follow this kind of news @Technovelgy.
| Email | RSS | Blog It | Stumble | del.icio.us | Digg | Reddit |
you like to contribute a story tip?
Get the URL of the story, and the related sf author, and add
Comment/Join discussion ( 1 )
of related articles:
Biometric security overview
Characteristics of successful biometric identification methods
Biometric identification systems
Biometric technology on the leading edge
Biometric identification - advantages
Biometric security and business ethics
Biometric authentication: what method works best?
Related News Stories -
ROAM Robotics Skiing Exoskeleton
'The real genius in the design is that you don't have to control the suit; you just wear it...' - Robert Heinlein, 1959.
IRL Glasses Block Screens, Limit Vision To Real Life
'If you couldn't see the ads, how would you know what was fashionable?' - John Varley, 1977.
The Hammock Caravan And Italo Calvino's Octavia
'Now I will tell you how Octavia, the spider-web city, is made.'
Americans! Stay Indoors To Save Energy
'Those funny old days, when men went for change of air instead of changing the air in their rooms!' - EM Forster, 1909.
Technovelgy (that's tech-novel-gee!)
is devoted to the creative science inventions and ideas of sf authors. Look for
the Invention Category that interests
you, the Glossary, the Invention
Timeline, or see what's New.
'Metallic Wood' Strong Like Titanium, Floats In Water
'A metal... light as cork and stronger than steel...'
Seabreacher, H.G. Winter's 1939 Torpoon
'Ken lay full-length in the padded body compartment, his feet resting on the controlling bars of the directional planes, hands on the torpoon's engine levers.'
Abundant Robotics Autonomous Apple Harvester Robot
'... little machines, that went from plant to plant... cutting off the ripe fruit.'
Charging An Electric Car In 2019 (Video), 1912 (Photo) And 1894 (Fiction)
'Recharge the batteries... in almost every town and village...'
Japan Uses Explosives On Asteroid
'...a tiny, rocket-powered projectile, drove towards the mysterious bulk. It hit, exploding into a cloud of incandescent vapour.'
Get Your Speeder Flying Motorcycle From Jetpack Aviation
'The flycycles were miracles of compact design.'
FLIR Black Hornet 3 Palm-sized Drone
These drones can provide situational awareness beyond visual line-of-sight capability.
Dockworkers Protest Driverless Trucks
'It resembled conventional human-operated transportation vehicles, but with one exception -- there was no driver's cabin.'
Flying Car Concept By Kash Sirinanda
'Each one consists of a hub with many tiny spokes... On the end is a squat foot, rubber tread on the bottom...'
Unfurl The Future! Huawei Mate X versus Galaxy Fold
'A paper thin polycarbon screen unfurled silently from the top of the unit and immediately grew rigid.'
Amazon Echo And Google Home Should Have Morality Software
'The Dwoskin Morality Rating-Computer could 'spot the slightest tendency to deviation' from the social norm...'
China Building Robot Wives
'Want a life-companion, a pleasant one?'
China Social Credit System Like State-Run Whuffie
'At least there was no mandatory Whuffie check on the monorail platform...'
Project Soli Radar Gesture Chip Now FCC Approved
'He waved his hand and the circuit switched abruptly.'
Stan, Robot Valet, Will Drag Your Car Away
'He activated the grapple tracks. '
Jibo Home Robot Says Goodbye, Is Killswitched
'It resembles an oyster....'
More SF in the News Stories
More Beyond Technovelgy science news stories