Science Fiction Dictionary
A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

 

Ultimate Credit Card Of The Future

What would the ultimate credit card look like? What features would it have? Designer Jacob Palmborg takes his best shot with this iPod-like device that is connected to all of your accounts.


(Jacob Palmborg Credit Card of the Future)

His concept (this is only a design; it's not even a prototype) uses what appears to be an iPod-like interface to choose between different accounts. It has a display that constantly updates you on your financial health.

The wireless device uses biometric security to make sure that you are the only person who can use it. It also provides you with a forecast of your financial future, based on the purchases you are about to make (see additional photos).

I don't know of an earlier description of the credit card than that provided by Edward Bellamy in his 1888 story Looking Backward:

A credit corresponding to his share of the annual product of the nation is given to every citizen on the public books at the beginning of each year, and a credit card issued him with which he procures at the public storehouses, found in every community, whatever he desires whenever he desires it. This arrangement, you will see, totally obviates the necessity for business transactions of any sort between individuals and consumers. Perhaps you would like to see what our credit cards are like...
(Read more about Bellamy's credit card)

This idea is modernized somewhat in the credit card used in Neal Stephenson's 1995 novel The Diamond Age:

If they accepted you, they'd shoot the credit card right into you, then and there, on the spot. These guys implanted it in the iliac crest of the pelvis, some opted for the mastoid bone in the skull... Then you could go around and buy stuff just by asking for it... (Read more about the implanted credit card

As it happens, this kind of implanted card is already being tried; there is a Baja Beach Club Implanting VeriChip In Customers. The VeriChip is a RFID tag small enough to implant just under your skin; it accesses the Veripay payment system.

The ultimate expression of credit cards might be the universal card used in the future worlds of Dan Simmons' 1985 novel Hyperion.

If our society ever opted for Orwell's Big Brother approach, the instrument of choice for oppression would have to be the credit wake. In a totally noncash economy with only a vestigial barter black market, a person's activities could be tracked in real time by monitoring the credit wake of his or her universal card...
(Read more about Simmons' Universal Card)

Interestingly, if you try to consult any of the credit card industry oracles, the only really new thing they see on the horizon is the contactless smart card that uses RFID chips and merchant RFID readers to let you just wave as you walk by with your purchases.

Read a bit more at Yanko Designs.

Scroll down for more stories in the same category. (Story submitted 7/3/2007)

Follow this kind of news @Technovelgy.

| Email | RSS | Blog It | Stumble | del.icio.us | Digg | Reddit |

Would you like to contribute a story tip? It's easy:
Get the URL of the story, and the related sf author, and add it here.

Comment/Join discussion ( 1 )

Index of related articles:

Biometric security overview
Biometrics Glossary
Characteristics of successful biometric identification methods
Biometric identification systems
Biometric technology on the leading edge
Biometric identification - advantages
Biometric security and business ethics
Biometric authentication: what method works best?
Iris Recognition
Iris Scan

Related News Stories - (" Lifestyle ")

Amazon Blimp Parent Drone Concept
'So the parent drone carries a spotter that it launches...' - Daniel Suarez, 2012.

Tortoise Mobile Smart Stores
'... all round the city dozens of cars have rented out their trunks, which contain cigars and scotch and stuff.' - Karl Schroeder, 2019.

Sony Pocket Air Conditioner Is Phil Dick's Idea!
'... he went to the hall closet to get his pith helmet and his mandatory cooling-unit.' - Philip K. Dick, 1965.

ROAM Robotics Skiing Exoskeleton
'The real genius in the design is that you don't have to control the suit; you just wear it...' - Robert Heinlein, 1959.

 

Google
  Web TechNovelgy.com   

Technovelgy (that's tech-novel-gee!) is devoted to the creative science inventions and ideas of sf authors. Look for the Invention Category that interests you, the Glossary, the Invention Timeline, or see what's New.

 

 

 

 

Science Fiction Timeline
1600-1899
1900-1939
1940's   1950's
1960's   1970's
1980's   1990's
2000's   2010's

Current News

Ulm Sleep Pods For The Homeless
'The lid lifted and she crawled inside...'

Prophetic Offers Lucid Dreaming Halo With Morpheus-1 AI
''Leads trail away from insertion points on her face and wrist... to a lucid dreamer...'

More Like A Tumblebug Than A Motorcycle
'It is about the size and shape of a kitchen stool, gyro-stabilized on a single wheel...'

Tesla Camera-Only Vision Predicted In 1930's SF
'By its means, the machine can see.'

First Ever Proof Of Water On Asteroids
'Yes, strangely enough there was still sufficient water beneath the surface of Vesta.'

Aptera Solar EV More Stylish Than Heinlein Steel Tortoise
'When confronted by hills, or rough terrain, it did not stop, but simply slowed until the task demanded equaled its steady power output.'

Gigantic Space Sunshade Would Fight Global Warming
'...the light of the sun had been polarized by two crossed fields so that no radiation could pass.'

Untethered Spacewalk's 50th Anniversary
'But that space walk of mine wasn't so very amazing.'

ESA Designs Huge Inflatable Moonbase
'It was like being inside a balloon; indeed, that was exactly where he was.'

AlphaGarden Robot Cares For Gardens Better Than Humans
'...a simple clock-set servok with pipe and hose arms.'

Let's Make Slaver Sunflowers! Engineering Plants To Reflect Light
'The mirror-blossom was a terrible weapon.'

TeslaBot Uber Driver (2024) And The Automatic Motorist (1911)
'Robots have worse problems than anybody'

DiffuseBot Uses Generative AI To Invent New Soft Robots
'It embodies several small-scale multiple stampers, apparently for dealing with sheet metal.'

Philips Smart Palm Recognition Smart Deadbolt
'A palm lock must be keyed to one individual's hand shape...'

BMind Smart Mirror from Baracoda
Mirror, mirror, on the wall, who has the greatest wellness of all?

Ballie Your AI Robot Companion From Samsung
Projects your content anywhere you like.

More SF in the News Stories

More Beyond Technovelgy science news stories

Home | Glossary | Invention Timeline | Category | New | Contact Us | FAQ | Advertise |
Technovelgy.com - where science meets fiction™

Copyright© Technovelgy LLC; all rights reserved.