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"It is change ... that is the dominant factor in society today... the world as it will be. This means that ... every man must take on a science fictional way of thinking.""
- Isaac Asimov

Universal Card  
  A device that mimics every credit card and identification card you possess.  

Note: Be sure to see the Science Fiction in the News item about the Chameleon Card.

In the world of Hyperion, hundreds of worlds are open via farcaster portals - a means of instantaneous transportation between worlds. There is no need to make sense of the financial systems in place in these worlds; they all accept the Universal Card.

If our society ever opted for Orwell's Big Brother approach, the instrument of choice for oppression would have to be the credit wake. In a totally noncash economy with only a vestigial barter black market, a person's activities could be tracked in real time by monitoring the credit wake of his or her universal card. There were strict laws protecting card privacy but laws had a bad habit of being ignored or abrogated when societal push came to totalitarian shove.
Technovelgy from Hyperion, by Dan Simmons.
Published by Doubleday in 1989
Additional resources -

In this society, there is almost no off-the-books cash or barter; every transaction is recorded. Surely, this is VISA taken to the logical extreme - and thanks to farcaster technology, it really is everywhere you want to be.

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Additional resources:
  More Ideas and Technology from Hyperion
  More Ideas and Technology by Dan Simmons
  Tech news articles related to Hyperion
  Tech news articles related to works by Dan Simmons

Universal Card-related news articles:
  - Chameleon Card: Simmons' Universal Credit Card?

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Science Fiction in the News

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'Wardour Street,' he told the robot-conductor.'

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'... the expressionless face before me was therefore that of the golem-wrestler, Rolem, a creature that could be set for five times the strength of a human being.'

Giant Robotic Hands At Gundam Next Future Science
'Waldo put his arms into the primary pair before him; all three pairs, including the secondary pair mounted before the machine, came to life.'

JWST Finds Bucking Centaur 29P/Schwassmann-Wachmann 1
'... the glittering little rocket bolted to the black iron behind him.'

BeamBike Solar Power Canopy For Electric Bikes
'The slender stalks of a sunshade-photocell collector...'

California Fireman Arrested For Starting Fires
'Fire is bright and fire is clean.'

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'First, it rubbed my arms...'

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'The operation that had transformed half his body... had located the control switchboard in his teeth.'

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'It takes over a second for the signal to get to the Moon...'

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Dance, Robots, Dance.

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